Last updated: 16 October 2026
terms.
These terms are the agreement between you and toaver, a desktop app provided by Chartbuddy B.V. in the Netherlands ("toaver", "we", "us"). By using toaver you accept them. How we handle personal data is in our privacy policy. Questions: info@chartbuddy.io.
1. licence
You get a personal, non-exclusive, non-transferable licence to use toaver for your own work or your organisation's internal work. You may not resell, copy or reverse engineer it, or use it to build a competing product, except where the law allows.
2. your account
Keep your sign-in details safe. You are responsible for what happens under your account. If you sign up for an organisation, you confirm you may bind it to these terms. Tell us at once if you think someone else uses your account.
3. your files
Your files stay on your device, in the folders you add as a workspace. Google Slides, Docs and Sheets stay in your Google account, and toaver opens them only with your permission. We don't store them.
4. toaver ai
toaver AI sends the content it needs to answer (prompts, chat, attachments, file content, rendered pages) to our AI providers. Requests run in the EU by default. Neither we nor they train on it. Details are in the privacy policy.
5. ai output
AI output can be wrong, incomplete or unfit for your purpose. Check it before you rely on it or share it. When you ask, the AI can create, change and overwrite files in your workspace folders, so keep copies of anything you can't lose. You are responsible for how you use the output.
6. your own ai client
You can connect your own AI client, such as Claude or ChatGPT, to toaver on your device. What you share with it goes to its vendor under its terms, not ours. We are not responsible for that client.
7. connectors
You can connect services such as Hex, Stripe or Notion through MCP. toaver fetches their data under your account with that service, and that service's own terms apply. We are not responsible for those services.
8. credit
- toaver AI is paid from credit, per use, at the prices shown in the app. A new account starts with €15 of free credit.
- Credit is not cash. It can't be refunded, transferred or exchanged, except where the law requires.
- Credit expires after 12 months without use.
- EU consumers can cancel a credit purchase within 14 days. Once you use that credit, the right ends for the part you used.
9. acceptable use
Don't use toaver to break the law, infringe rights, harm anyone, send malware, get around usage limits or credit, or overload the service. Don't breach the model providers' usage policies. We may suspend an account that does.
10. ownership
Your files, content and the output toaver makes for you are yours. toaver, its software and its brand are ours. You give us only the rights we need to process your content to run toaver for you.
11. beta
toaver is new. Features, prices and models can change. We try to keep it running, but don't promise it is always available or error-free. It is provided as is, where the law allows.
12. liability
Where the law allows, we are not liable for indirect or consequential loss, lost profits or lost data. Our total liability is limited to what you paid us for toaver in the three months before the event behind the claim. We don't limit liability the law doesn't let us limit, such as for fraud, intent or gross negligence.
13. ending and changes
You can stop using toaver and ask us to close your account at any time. We may suspend or close it if you breach these terms, or end toaver with 30 days' notice. If we end toaver without a breach on your side, we refund unused paid credit.
We may update these terms by publishing a new version here. For a change that matters, we tell you in the app or by email first. If you keep using toaver after that, you accept the new version.
14. governing law
Dutch law applies. Disputes go to the Amsterdam District Court. Consumers keep the protection of the law where they live.